• Instructor: Attorney Bob Schaller
• Lectures: 8

Schedule J: Expenses.

Every Chapter 7 debtor must file a schedule of current expenses, commonly called Schedule J.  11 U.S.C. § 521(a)(1)(B)(ii); Bankruptcy Rule 1007(b)(1)(B).  Current expenses include actual expenses for rent, mortgages, utilities, food, clothing, medical and dental care, transportation, insurance, taxes, vehicle expenses, etc.

Like the other schedules, Bankruptcy Rule 9009 requires a debtor to use a specific national form prescribed by the Judicial Conference of the United States when listing the debtor’s expenses.  Bankruptcy Rule 9009(a).  These rules are strictly enforced.  The schedule’s form may not be changed as to affect wording or the order of presenting information.  Id.

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